Cost of Studying in UK for Indian Students

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The United Kingdom is home to some of the world’s most historic universities such as the University of Oxford, the University of Cambridge, and the London School of Economics and University College London. A sizeable portion of students that enter these universities every year come from across the world with hopes to realize their dream career in the beaming cities of UK like London, Dublin, Glasgow, and Edinburgh. This article seeks to ease your financial decisions while pursuing higher studies in the UK so that you won’t be spending every morning calculating expenses and costs. Is it actually a good idea to study in the UK? Let’s take a closer look at the cost of studying in UK for Indian students

Important Elements of Cost of Studying in UK for Indian Students

There are some crucial elements that you need to know and plan once you get an offer. These elements include tuition fees, accommodation and travel costs. Let’s explore these costs further in detail:

Tuition Fees

Tuition fees constitute a major part of the cost of studying in UK for Indian students. Tuition fees for undergraduate courses can easily range from £8000 to £9000 (₹7,10,000 – ₹8,00,000) with the upper limit going as high as £30000 (₹27,00,000) according to the university, course demand, and reputation, university location, etc. For example, LSE overseas undergraduate fees in 2020 is £21,570 (₹16,90,589) for the first year. Tuition fees for postgraduate courses tend to be costlier when you consider MBA, engineering and clinical degrees. Courses in arts cost relatively less. Overseas fees range from £12000 to 15000 (₹10,70,000 – ₹13,00,000) and up to £35000 (₹31,00,000). On an average you should allocate £20,000 (or ₹20,00,000) as yearly tuition fee for both PG and UG degrees. But tuition fee can go as low as GBP 10,000 (or ₹ 10,00,000).

Also Read: How to Choose University for Studying abroad

Tier 4 Visa Costs

Another cost of studying in UK for Indian students is the Tier 4 Visa Costs. An Indian student needs a Tier 4 visa to study in the UK. Visa requirements demand that tuition fees for the 1st academic year must either be paid in full or evidence be submitted proving that you have sufficient funds to cover the tuition fees of the 1st year. Along with that, you need to submit documents to prove that you have funds amounting to 9 months worth of living costs. You need to show that you can adequately pay £1015 (₹90,000) per month if living outside London or £1265 (₹1,20,000) per month if living in London over a period of 9 months.

Living Cost of Studying in UK for Indian Students

The monthly cost of living spans anywhere between £1100 to £1400 (₹98,000 – ₹1,21,000) depending on your choice of place and other factors. Make sure to set aside at least £11000 to £15000 (₹9,75,000 – ₹13,28,000) as part of your yearly living costs. Below is a detailed overview of the living costs:

Accommodation

Accommodation is another important element that contributes hugely towards increasing the cost of studying in the UK for Indian students.

University Accommodation:Most universities offer campus accommodation or discounted housing for international students. You can get this free as a part of your offer or with additional charges. Generally, university residence halls are the best and cheapest options.
Private Accommodation:If you choose to live in a private residence, search for accommodations that are closer to your university location. Generally, in £350 to £550 (₹31000 – ₹49000) per month, you will find a decent place to live and study. These prices can vary in different cities in the UK with London being the most expensive.

Also Read: Skill Shortage List in UK

Travel

Subways are the cheapest way to travel in and around the UK. Tube in London has a vast network with affordable charges. There are several student discounts to make travelling costs affordable.

Utilities

Services like electricity, water, gas, etc. cost around £50 to £120 (₹4,500 – ₹11,000) per month.

Food Costs

Costs of food can be minimized to save money. You can spend close to £80 to £100 (₹7100 – ₹8900) per month if you cook at home or close to £250 (₹20,000) /month if you go for ordering food or eating outside.

Social Activities

Activities like recreation and fun can cost you around £50-£250 (₹4,500 – ₹23,000) per month.

Insurance

You need to be insured as a student for which you have to pay a monthly premium of around £15 to £25 (₹1,400 – ₹2,300).

Other personal expenses include study equipment, books, clothes, hygiene, etc. which will cost around £100 (₹8,900) per month.

Also Read: MBA in UK for Indian Students

Budgeting Tips to Manage Cost of Studying in UK for Indian Students

Firstly, prepare a budget for all your expenses. When your loan money or funding/scholarship amount gets credited, do not spend it all at once. Here are some useful budgeting tips to save money while studying in the UK:

Work part-time jobs in your spare time.
Use public transport while travelling. They are cheap and will connect you to faraway places as well.
Renting vehicles like two-wheelers or a cycle is always better than buying them.

In total, you should allocate between GBP 25,000 to 35,000 or INR 25,00,000 to 35,00,000 as yearly expense to study in UK. Remember you will be able to work part-time which may reduce this cost to GBP 25,000 or INR 25,00,000 per year. In addition, our experts may be able to get you a scholarship which may further reduce the tuition fee. Before applying, do contact us to know if there are any cheaper courses available in the stream of your choice.

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Cost of Studying in UK for Indian Students